August 4, 2023
AgencyDoes a Business Owners Policy Cover Professional Liability?
If you have a small business, it is likely that you have a business owners policy. A business owners policy (BOP) covers various forms of insurance for small businesses in low-risk industries. A basic BOP includes: General Liability: General liability insurance covers incidents involving bodily injury or property damage to a third party that occurs […]
January 4, 2023
AgencyBOP Insurance Can Protect Your Assets: Building, Equipment, Furniture, and Inventory Protection
Investing in business insurance makes good financial sense. Most companies recognize the risks they face in situations such as a fire or a lawsuit filed against them. However, it takes only a single incident like this to occur for you to realize just how financially devastating such an event can have on your company’s finances. […]
December 8, 2022
AgencyWhat is a BOP and Does Your Business Need One?
Small businesses are often in a unique position. If you own a small business, you probably have big dreams, without the funds or time to match your ambitions. Business owners have to wear so many different hats to ensure that daily operations proceed as smoothly as possible. But with so much responsibility taking up so […]
April 13, 2022
AgencyWhat is Included in a Business Owners Policy?
A business owners policy (BOP) is a business insurance package geared toward small businesses. It combines important coverages into one policy, usually at a cheaper rate than buying them individually. A BOP covers two main areas: property and liability. Property Insurance: Property insurance in a BOP works to protect the physical structure of the business […]
December 17, 2021
AgencyDo BOPs Cover Detached Building Structures?
If you buy homeowners insurance, then it’s easy to assume that you need to insure the dwelling and any detached structures on your property. The same goes when you are a business owner who is insuring your commercial property. However, when insuring your property through a business owners policy (BOP), you will likely find that […]
June 23, 2021
AgencyDoes Your Company Need a Business Owners Policy?
One important item in building and running a business is business insurance. The type of insurance you buy and the issues it covers run the gamut of issues. Coverage might protect minor slip and fall accidents to answering a libel charge for a derogatory statement your company published. One method of insurance buying is to […]