December 17, 2021
AgencyDo BOPs Cover Detached Building Structures?
If you buy homeowners insurance, then it’s easy to assume that you need to insure the dwelling and any detached structures on your property. The same goes when you are a business owner who is insuring your commercial property. However, when insuring your property through a business owners policy (BOP), you will likely find that […]
November 19, 2021
AgencyIs General Liability Insurance Enough for a Business?
You never want a customer to experience a problem with your business services. However, there is no guarantee that they won’t. And, if someone experiences a problem in the business, then they might blame you for the problem. That’s why you likely need liability insurance. It’s there to help you when third-party accidents occur. While […]
October 20, 2021
AgencyCommon Auto Insurance Mistakes
Did You Know? An error on your auto insurance application can lead to costly consequences. Providing inaccurate information on your application can lead to increased premiums, policy cancellations or limited financial assistance in the event of an accident. Not listing all drivers—Anyone who continuously drives your vehicle, even if it’s just for a short […]
September 24, 2021
AgencyManaging Worker’s Compensation Claims Over State Lines
States control many of the elements of workers’ compensation insurance. Considering this, it can be hard to manage the rules and requirements of this type of insurance if you have employees who work across state lines. As a business owner, you want to protect your team. Yet, you recognize that this is not always easy […]
August 2, 2021
AgencySmall Businesses Need General Liability Insurance
No two small businesses are exactly alike, but they each face the ongoing risk that they might inadvertently cause a problem for one of their clients. When this occurs, it is the business’s responsibility to assist the affected party. Indeed, they usually have a legal obligation to do so. You cannot eliminate the risk that […]
July 6, 2021
AgencyDifferent Commercial Coverage for Different Vehicles
If you buy commercial auto insurance, remember that it is not a one-size-fits all business insurance. Commercial auto coverage has higher coverage levels than traditional auto insurance. Your coverage limits are higher because of the added risk for asset loss to your business. Telling your commercial auto insurance agent that you want a policy is […]
June 23, 2021
AgencyDoes Your Company Need a Business Owners Policy?
One important item in building and running a business is business insurance. The type of insurance you buy and the issues it covers run the gamut of issues. Coverage might protect minor slip and fall accidents to answering a libel charge for a derogatory statement your company published. One method of insurance buying is to […]