October 2, 2023
AgencyWhen Do I Need Commercial Auto Insurance?
As an individual who drives a car, you know that every vehicle on the road must be insured in accordance with state laws. The same goes for vehicles that are owned, rented or leased by businesses. From making deliveries to making sales calls, any vehicle that is used for business purposes will require commercial auto […]
September 2, 2023
AgencyWhat Is Commercial Property Insurance?
Businesses rely on a wide range of physical assets—including buildings, furniture, technology, inventory and raw materials, among others—to conduct their operations successfully. The loss, damage or destruction of this property could wreak havoc on any business. That’s why it’s important to have adequate commercial property insurance in place. Commercial property insurance is designed to cover […]
August 4, 2023
AgencyDoes a Business Owners Policy Cover Professional Liability?
If you have a small business, it is likely that you have a business owners policy. A business owners policy (BOP) covers various forms of insurance for small businesses in low-risk industries. A basic BOP includes: General Liability: General liability insurance covers incidents involving bodily injury or property damage to a third party that occurs […]
July 6, 2023
AgencyWhen Will I Need Cyber Liability Insurance?
There is virtually no business today that does not utilize computers and data networks in some way. Cyber system reliance for businesses has only grown with the continued effects of the COVID-19 pandemic and will continue to grow long after the pandemic is over. This is a very good sign, however, because an abundance of […]
June 2, 2023
AgencyHow Much General Liability Insurance Do You Need?
Liability needs vary from business to business depending on the risk of lawsuit posed to the industry. General liability insurance is one of the most common and most important types of liability insurance, as it covers basic accidents and lawsuits that threaten nearly every business. The limits for a general liability insurance policy may be […]
May 19, 2023
AgencyWhy Maintenance Programs Matter to Workers’ Compensation Insurance
Proper maintenance can be an important part of a business. It helps to ensure your equipment works well. Most people see this as a way of reducing costly equipment breakdowns. However, it can also help reduce workers’ compensation insurance claims. How do the two factors relate to each other? Here is what you should know. […]
April 25, 2023
AgencyTypes of Insurance Your Restaurant or Bar Should Consider for Complete Coverage
If you’re a restaurant or bar owner, you face a unique set of exposures. Every type of business needs insurance, but the specific coverage options depend on the industry. Regarding the types of insurance that your business should consider for “complete coverage,” you must work together with an experienced insurance professional such as Advance Insurance […]
March 4, 2023
AgencyDoes Your Business Need Employment Practices Liability Insurance?
Protecting your company is your primary goal as a business owner. While you may have insurance in place to protect against risks associated with fires and vandalism, you may not have the right type or amount of coverage to protect against employee risks. For many companies, this type of business insurance is essential. What is […]
February 6, 2023
AgencyHow to Improve Safety in the Workplace
No matter what industry your business is in, maintaining the safety of your employees and customers is key. There are a few things that can be done which help keep your company out of liability. One of the first things you should do is obtain business insurance. Business insurance is very important, especially if you […]
January 4, 2023
AgencyBOP Insurance Can Protect Your Assets: Building, Equipment, Furniture, and Inventory Protection
Investing in business insurance makes good financial sense. Most companies recognize the risks they face in situations such as a fire or a lawsuit filed against them. However, it takes only a single incident like this to occur for you to realize just how financially devastating such an event can have on your company’s finances. […]