March 7, 2024
AgencyHow to Protect Your Business Through Insurance
When you operate a business, everything can be a potential threat to operations. Making profits, hiring the right employee, choosing the right car and partnering with another business all expose your business to some type of risks. Even though you want to, you can’t protect your business from every mistake that creates a liability; however, […]
February 28, 2024
AgencyThe Benefits of Having High Auto Insurance Deductibles
Auto insurance costs differ from one person to the next. One of the reasons is often the deductible. This is the amount paid prior to the insurer funding the rest of the insurance claim. Choosing the right deductible amount is important. It impacts how much you’ll pay for insurance and claims overall. A higher deductible […]
January 31, 2024
AgencyBusiness Insurance 101 for New Entrepreneurs
Starting a business is no easy job. In fact, it takes an immense amount of work and startup capital to take a business idea from some scribbles in a notepad to a brick-and-mortar (or online) presence. Protect your hard work and your newfound livelihood with a comprehensive business insurance portfolio designed to protect against both […]
December 2, 2023
Agency3 Easy Ways to Spot Workers Compensation Insurance Fraud
One of the most essential business insurance products is workers’ compensation insurance. Modern workers’ comp insurance carries layers of federal, state and local regulations. These regulations protect both the injured worker and the employer. Although rare, those who seek to defraud the system cast a disparaging net over those that workers’ comp helps. The good […]
November 1, 2023
AgencyDoes Your Business Need Commercial Auto Insurance?
Commercial auto insurance is a type of business insurance that covers vehicles used for business purposes. If you own vehicles for your business, you must purchase this type of coverage to protect yourself and your employees from liability. This blog post will discuss why commercial auto insurance is essential and how it can benefit your […]
October 2, 2023
AgencyWhen Do I Need Commercial Auto Insurance?
As an individual who drives a car, you know that every vehicle on the road must be insured in accordance with state laws. The same goes for vehicles that are owned, rented or leased by businesses. From making deliveries to making sales calls, any vehicle that is used for business purposes will require commercial auto […]
September 2, 2023
AgencyWhat Is Commercial Property Insurance?
Businesses rely on a wide range of physical assets—including buildings, furniture, technology, inventory and raw materials, among others—to conduct their operations successfully. The loss, damage or destruction of this property could wreak havoc on any business. That’s why it’s important to have adequate commercial property insurance in place. Commercial property insurance is designed to cover […]
August 4, 2023
AgencyDoes a Business Owners Policy Cover Professional Liability?
If you have a small business, it is likely that you have a business owners policy. A business owners policy (BOP) covers various forms of insurance for small businesses in low-risk industries. A basic BOP includes: General Liability: General liability insurance covers incidents involving bodily injury or property damage to a third party that occurs […]
July 6, 2023
AgencyWhen Will I Need Cyber Liability Insurance?
There is virtually no business today that does not utilize computers and data networks in some way. Cyber system reliance for businesses has only grown with the continued effects of the COVID-19 pandemic and will continue to grow long after the pandemic is over. This is a very good sign, however, because an abundance of […]
June 2, 2023
AgencyHow Much General Liability Insurance Do You Need?
Liability needs vary from business to business depending on the risk of lawsuit posed to the industry. General liability insurance is one of the most common and most important types of liability insurance, as it covers basic accidents and lawsuits that threaten nearly every business. The limits for a general liability insurance policy may be […]